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I’ll just come out and say it. I am awful with my finances. I am not a numbers guy whatsoever, and the thought of staring at a spreadsheet makes me want to run and turn Netflix on full blast.  

I blame it on being a creative but that’s just a cop-out.

Dealing with money can be a scary thing, especially when it comes to running a business. Between all the 1099’s and W2’s and tax write-offs, the financial side of our business can begin to feel like the devil pulling us into the fires below. Our little hell on earth.

It doesn’t have to be that way.

I see it all the time: entrepreneurs only want to focus on the passion side of their hustle and drop the business side of…well, their business. You can run your business, fuel your passion, and still know your numbers – it just takes work.

Knowing your finances as a business owner is essential to your hustle. If you don’t know your numbers, you don’t understand your business.

I love watching the show “The Profit” with Marcus Lemonis. Each episode is the process of how Marcus invests into struggling businesses all across the country. Each episode opens up with the same formula. Marcus visits the company, observes the process and then asks for the finances. If you watch the show enough, you’ll realize that 90% of the businesses he deals with have poor bookkeeping.

They would have no idea if they made a profit, where they are hemorrhaging money,  or how much their items cost. They don’t know the price of their business, and that scares me. Every time I watch an episode, it’s a wake-up call to my very own hustle.

There is this misconception that being financially well means you have a surplus of money. That’s not the case. Being financially responsible means that you have come to an understanding of your relationship with money and how you plan to utilize it as a tool. That’s all money is. It’s a tool to help further your hustle. It’s a tool to help advance the glory of God.

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What does the bible say about finances?

23 Know the state of your flocks, and put your heart into caring for your herds, 24 for riches don’t last forever, and the crown might not be passed to the next generation.  25 After the hay is harvested and the new crop appears, and the mountain grasses are gathered in, 26 your sheep will provide wool for clothing, and your goats will provide the price of a field. 27 And you will have enough goats’ milk for yourself, your family, and your servant girls. Proverbs 27:23-27

This passage is so interesting to me because this isn’t a recommendation. The writer of Proverbs isn’t saying “Well, it would be a good idea if you do know the state of your flocks.” The passage starts out as a command: “Know the state of your flocks” … know your business.

The rest of the passage shows why we must know the state of our flocks. If we know where we stand, we can plan for the future. We can plan to cover all our expenses. If we don’t know the state of our flocks, we won’t meet our obligations and won’t pass on an inheritance to our children.

Know the state of your flocks and know them well.


I know money is one of those topics that can be a little uncomfortable to deal with and sometimes can leave us feeling guilty. Here’s the thing, if we don’t talk about it and never address the problem eventually the IRS will end up at your door, and you’ll be wishing you read that one devotion on finances.

Well, maybe not to that extreme, but if we don’t address our finances, more problems will arise regardless.

Here are three tips to help you with your hustle’s finances.

  1. Hire someone

You cannot do it all, and if you’re not a numbers person don’t pretend that you’ll somehow become a numbers person for your hustle. It’s not worth the headache or the amount of time (or lack thereof) you’ll put into keeping your books straight. Instead, hire someone. Hire a bookkeeper. Need a recommendation for bookkeeping? I use the company Bench for my bookkeeping. They’re geared to helping small businesses succeed with their accounting. You have a personal bookkeeper assigned to you and your business.  Need help with taxes? I use taxfyle – it’s simple and straightforward and I never have to worry if I filled out the wrong 1095-B with an extension of Z form.

  1.  Use Accounting Software

Even if you have a bookkeeper on staff, you still need software to help keep track of the ins and outs of your money. There are plenty of options out there for accounting software ranging from Freshbooks to Xero.  I use Waveapp. It’s free, and I’m able to send invoices to my clients right on the spot. It’s everything I need to run my business.

  1. Set aside money for taxes

Taxes are just one of those guarantees in life. So, instead of being reactionary to it, let’s be responsive. You know taxes are happening; save for them. Set aside money throughout the year so you can make your tax deadlines without getting hit with a penalty.


Today, may you know the state of your flocks. May you be passionate about your finances just as you are with your hustle. May you use money as a tool to further the Kingdom of God bringing Heaven to Earth.


What accounting software do you use for your hustle? Comment below. 

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Chris Pochiba

Author Chris Pochiba

Chris Pochiba is an accidental entrepreneur. With over 10 years in the marketing/visual arts world, Chris partners with amazing organizations to create meaningful art that impacts the world.

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